I'm just starting out in the financial services industry. My Income is variable, and so far its nothing, but that should be changing within the next couple months. Luckily, I have around $9,000 to live off while I get my business up and running. my expenses are around $1,000 a month, (yikes). so I am using YNAB and my available income to budget is around $8,000. where should I put that $8,000 while I'm living off it but I'm only pulling it out every month to pretend its income? Eventually the income I make off my career will replace it, but for now its my emergency fund and I'm actually using my emergency fund at the moment. any tips?