Has anyone read this? I am a total newbie in budgeting, just started using YNAB (my first budget begins on 1st of May) and recently luckily also stumbled onto this book and started reading it few days ago. I think it is an amazing complement to the YNAB software.
Written by a Hardward Law Professor, it is very well written for people who are not very educated in finances. The principles in the book really help me in creating my monthly budgets. I think that the life balance of '50% of what you need, 30% of what you want and 20% savings' seems like a really good principle and you can see how your financial balance is when looking at your budget from this perspective.
Haven't gone thru it all yet, but would already absolutely recommend anyone to read this book!