I just opened this forum a few minutes ago and hope we can see a lot of people discuss avenues you can take to make sure you're ready for emergencies. The recent catastrophes that have left so many in such dire straits are my motivations in doing this. Hopefully we can raise awareness, shore up our own household vulnerabilities to calamities, and share ideas/implementations.
Hopefully those of you well-versed in preparing for emergencies will feel inclined to share what you've learned with those that are just starting to think about what they can do to be prepared.
You can call me old-fashioned or whatever, but I was raised in family where my Dad "won the bread" and my Mom did everything else
. Since I was little, I've always wanted to do the same for my family. Heck, one of the reasons I started YNAB was because I didn't want Julie to have to work once our first baby was born—I needed a way to make the rent payment.
For the past eight years of our marriage, we've operated under the idea that I provide the bread, and Julie does everything else
Were the business to go under, I would still feel very much on the hook to provide for my family and make sure they had water, shelter, food and clothing. That makes really good sense, and I think every one of us gets that.
But a few years ago I had a bit of an "obvious epiphany" and realized that if there were some natural disaster (earthquake, flood, tornado, etc.), I'm still
on the hook for providing water, shelter, food, and clothing for my family. And Julie would still be in charge of everything else.
With that realization, I've slowly been working on having necessities on hand, so we'd have some time to acclimate, still live in reasonable comfort and, also important, be in a position to give a hand to an outstretched hand in my community.
Hence this forum. Hopefully you guys find it useful.