I have an account at a Merchant where we purchase Household and Groceries. There is a balance, and it's not yet paid in full every month (hoping to catch up with YNAB). I'm just setting up my accounts now for the first time.
Pre-YBAB Debt: Merchant Card $500
Merchant Card: Groceries, $200, Household $100 (balance now $800)
Transfer from Checking $250 (balance now $550)
What I'm confused about is the money that comes out of the check book, the month's budget will show $200 for groceries and $100 for Household, but I'm only paying $250 for this month.
I'm not talking the philosophy behind the fact that it should be paid down quicker, I'm asking in the software how do I account for it? What does it look like "on paper?"