I'm getting really close to having my taxes finished up and it appears that we'll be getting about $2,000 back. In the past few years we have ended up owing a a few hundred dollars so this will be a nice change. We had a kid this year and my wife's income dropped by about 45% when she took a few months off and now is only working part time. These two factors are primarily responsible for us gettting a refund. I plan to use the refund to catch up some of the various savings categories that I've had to whack-a-mole from the past two months to cover a slew of rainy day expenses.