I've been happily YNABing and everything has been pretty straightforward, but I'm suddenly stuck on how I should record my spending while I'm on a five week holiday overseas.
I had been thinking I'd put some of the spending against the usual categories (e.g. lunches, groceries, spending) and travel and accommodation against a holiday category. This has worked happily for a number of smaller trips, but I was wondering about whether it was the Right Thing To Do for a longer holiday. Then I had a sudden moment of horror, I will be holidaying overseas and paying in a wide range of currencies - as well as some NZ$ costs I'll pay before I leave I will spend extended periods paying in Euros and CZK, will have a few AU$ and AED transactions, and will probably end up doing the occasional on-line booking in US$.
In principle I can manage any credit card transactions on my NZ$ account in the same way I usually manage non-NZ$ purchases - record my estimate of NZ$ cost and adjust when it clears, but … that means I have to think NZ$ rather than local currency, which is just confusing, and won't work for the Euro CC I'll also be using.
I can't even figure out an in principle approach for cash, if I pay €27.40 cash for lunch, I know what category I would usually record it in, but I have no idea what amount I should record.