For the last few years I've read a lot of personal finance articles, blogs and message boards in an effort to not only educate myself but also to find some kind of inspiration. Since starting up YNAB again last November, that hasn't changed.
But today I made a lovely realization: That instead of gravitating towards the "how to get out of debt" stuff, now I read more about budgeting, saving/planning for the future, and smart spending habits. I may skim articles about managing debt, but that's about it.
This may seem like a minor thing, but it actually is huge for me. I've been in CC debt for the last 12 years. I was one of those people who could never see light at the end of the tunnel. I felt like I couldn't breathe, that I was never going to get out from under it. I'm still in debt now, but it will be paid off completely by the end of this year.
So for me, this shift is similar to someone who’s been overweight suddenly realizing she can now fit into normal-sized clothes after a decade of dieting. The sense of freedom and accomplishment that comes with that realization – especially when she thought she’d always be fat, no matter how hard she tried. That's how I feel! I'VE MADE IT!