I am new to YNAB and seem to be off to a pretty good start.
However, I've encountered a hiccup. I may be overthinking this but I would appreciate the feedback....
My monthly mortgage payment is due on the first of every month. Simple enough.
However, next month I've begun a pay plan with my lender where they will draft 1/2 the mortgage payment every other week to be posted on the first (in the hopes of making a painless extra payment every year). So I will be making my normal payment on May 1, and then half of the payment on May 11, half on May 25. The two half payments will be applied automatically on June 1. My question is whether I will be budgeting a double payment in the month of May to allow this to happen. Or keep it as is with one payment per month as the partial payments aren't being applied until the following month. Make sense?