hi, my name is bara and I live in Australia. this is my second month using ynab.
Basically I would like some advise about to manage/spread my "savings" amoung various sub-catagories.
in other words i have a catagory titled "savings" and in it (sub-catogories) such as "contingency fund" , "vacation fund" , "first home deposit fund" , "new car fund" , "household items fund" , "new born baby fund" and "investment fund"
i just cant seem to decide on how much to address each catagory or if i should put a goal of how much id like to save for each and then work on building them up 1 at a time.
anyways i hope i can get some creative idea as im just at the point of scrapping them all and having 1 catagory