About to buy YNAB. It sounds like just what we need. My only concern is over how much time you need to spend using YNAB. IS it each day?
My wife and I work full time jobs and have a number of kids at home. Also, I've been doing a lot of overtime. I'm worried that I need to invest time every day implementing the YNAB approach and that I just won't have the time or energy somedays to do a good job at this.
I'd love to hear experiences from other YNAB users. Do you use YNAB daily? How much time do you in invest it it?
How much time will it take to manage my budget, on a day-to-day basis?