I'm going to start a new one since it's starting to get off-topic.
My latest problem is this:
Until now my inflows and outflows to the credit card were simple - just interest (outflows) and payments (inflows) being applied. However, last month I did purchase 3 things with the card, and returned 2 of them so I received a refund for those 2 items. I again had the problem that my account balance on the left side was correct, but the account balance in the "balance" column in the budget was wrong. I clicked on the "outflows" and realized the problem.
The outflows only takes into account items that are categorized as Credit Card and transfers (payments) made from one of my other accounts. This creates a problem, because I want to categorize the outflows as "Clothes" and I want the refund amount to be the same category. This creates an imbalance with the account, so to correct it I had to change my "budgeted" column to reflect: payments - interest - purchases + refunds. This means my budgeted column now has to be $44.08 instead of my actual budgeted payment amount of $96. I used the notes to record the real $96 payment, but still something is not quite right here. Now I have an extra $51.92 in my "Available to Budget" buffer, even though I don't - I already spent that money as payment on the card. I know I'm doing something wrong. Is there a tutorial or something that explains how to handle credit cards within YNAB?