I haven't been active on the forums lately...My new assignment has me very busy so I've gotten rusty in my YNAB topics... Need help on two separate issues
1) Had a dental expense of $800.00 paid for it with CC. I have $640.00 in my Dental category so I need to pull the $640 from Dental to pay the CC.. So do I: -640.00 from Dental budget category and then add 640.00 to the MasterCard category on my budget so that when I make the actual payment from my checking account it balances? If not, what should I do?
2) I have an on-budget savings account with 20,000.00. I transferred $2000.00 from that savings account to an off-budget checking account (belonging to DH) so he could purchase gold/silver for me. I don't know how to record the $2,000.00 withdrawal without messing up my budget. I have thought I could show an entry of payee "Household Checking" but if I use a category of miscellaneous - my budget becomes a mess of red numbers. Not sure what to do to avoid messing up the whole budget. Thoughts?
Thank you for your help! I appreciate it greatly. BTW I am using Desktop YNAB 3.