I have two checking accounts, both on-budget. One is used pretty much for all expenses, except groceries, the other mainly for groceries.
The starting balance in the groceries account was categorized as groceries (not income), e.g. 500€.
I now used the debit card for the groceries account to buy some animal food (for 50€), so I would categorize that transaction with the "pets: food" category and an amount of 50€.
My problem now is, that YNAB still shows me the full 500€ in my groceries category, even though there are actually only 450€ available in the account to use for groceries.
I don't want to transfer the money right away from my other checkings account, so I need a possible other category, that shows me the amount I have to transfer at the end of the month. (I prefer seeing this number as a negative one in red, so I don't forget to put the money back into the groceries account.)
Is there a way (maybe using splits) to do that?
I'd appreciate any suggestions you might have to resolve this.