So I'm almost up to four months using YNAB and will have reached my target in a 2-3 savings goals and spent either the whole balance or most of it anyhow. Yay! I will reallocate into other categories any leftover balance (I enjoy releasing the dough and having more bread)
I'm wandering what you do with the old budget categories.
Do you just delete them? Seems a bad option as I'm thinking it will leave transactions uncategorized in the register and my budget won't balance any more. I wouldn't be inclined to go back and make the historical adjustments to the register(s) and budget.
Do you hide the old categories? If so, is it okay to delete the hidden categories after a Fresh Start? As I plan to do a Fresh Start once a year, I was wondering if someone could confirm that this option would work and not corrupt any data
Are there any other options not listed? Or have I misunderstood the way things work? I just don't want a stack of hidden categories building up over time. I've seen from various threads how having hidden categories can cause strange things to happen sometimes during upgrades and tweaks to the way the program applies the method. The way I see it, the less hidden categories (and closed old accounts) the better.