New user here I have been using YNAB for only 2 weeks but loving it so far. Firstly both the desktop app and iphone app are awesome, same with the 4 rules and also I really enjoyed the 10 days of email tips. Was actually looking forward to reading it each day as it was informative and well written.
After setting up and using YNAB for 2 weeks I have found an extra $100 per week that was being wasted and my question is what should be my highest priority with these savings?
Pay off my existing debt as fast as possible or save for my buffer first? Or split any savings between the two? I found a few other posts on the forums but some got sidetracked or were for a specific situation.
As it stands I have approximately 10.5K debt on a credit card, paying off at a minimum 600 per month without incurring any new charges. Interest on this card is around $100 per month. My income each month is about 2900.