I am a new user to YNAB. This is my second week of use and I really like it so far. However, I am finding one thing frustrating. Credit cards. I have read and watched all the info from the website. I haven't had time to take the webinar yet. I normally pay off my credit cards in full each month. I just use them for the reward points that I get. So I entered my credit card totals as pre-YNAB debt. But I'm having trouble budgeting the money to pay them off fully this month when I also have to budget for new purchases on them. (I normally wouldn't worry about these new purchases til next month because that is the bill they will be on.) It feels like I'm paying 2 months of credit cards at once. Is this normal? Will I just have to leave money on my credit cards this month? It really bothers me to do that. Any advice would be appreciated.