I'm sure I'm not the first one who has asked about this, but I am now at a point I feel I can actually decide between the two.
In November, I get paid three times and husband gets paid five times. Between the two, that will make up the rest of our buffer. I already have 1k of my buffer, and I was just going to operate at partial buffer until our debt is gone. But I thought maybe I should ask people who've been through it.
So, anyone out there buffered and still in debt? Has it really helped you to be buffered?
Is there anyone out there partially buffered and paying off debt? Why did you decide not to buffer fully? Is it your intention to buffer when you're done paying off debt?
I know with the extra money I /could/ be fully buffered without too much trouble. Just need some perspective!