Not only does it help keep track of my finances and reminds me of recurring expenses,
the report function outputs very interesting statistics about my spending behaviour over time.
For that reason I am right now in the process of entering the last 10 years of my account movements and purchases.
It is not that long ago that I decided to activate online banking for my account,
therefore I have to enter most of the data manually into YNAB (good times, good times).
It is a lot of tedious work but already worth it.
While "being forced" to reflect on these past 10 years I thought about how I used my time for different activities.
The saying "Time is Money" came to mind, thinking how interesting it would be,
to enter time in YNAB and budget for it.
I know, there are quite a few time management tools out there, but here is a thought:
It would already be possible to use YNAB "not as intended" and manage your time (using the decimal system).
So far in a quite limited manner with a confusing time balance view and reports and budgeting on a monthly only basis.
But some small adjustments here and there might make it a powerful time management tool.
(maybe as a totally new program called YNATB or something like that ^^)
My ideas so far:
Currency: Time in hh:mm - with hours(base24) and minutes(base60)
Income: Daily income of 24h (disregarding time relativity and leap seconds )
Categories: a set of predefined, but editable categories like family, friends, work, hobby, sleep and so on
which can be classified as productive / unproductive / work / leisure, whatever fits best
Accounts: Budget Accounts might look like this (no off budget )
1.) Overview (something like account activity in general, only transfers and income of 24h/day on this one)
2.) Sleep (low maintenance account with fixed recurring amounts: no further editing needed but possible)
3.) Work (fixed recurring amounts + overtime or manually entered amounts with export to PDF/Sheet for the employer)
4.) School/Education (instead of or in addition to "Work")
5.) Spare Time (activity account)
6.) ... other user defined accounts
Overview and Sleep could be mandatory, others optional.
Columns and functions would depend on account types.
For instance "Work" could have the columns:
Checkbox; Flag; Date; Work: Employer; Project; Memo; Time (automatically calculated if entered time in "From-To" field in "Date").
(the amount of time actively using YNATB might even be captured and added to account)
Budgeting: Like in a calendar with different levels of detail:
Zoom to day, week or month and the budgeted amounts scale down or sum up automatically.
Manage your time like you would manage your money. Give every minute a job.
Think about, what is important to you and what you want to do with your spare time.
Time budgeting might turn killing time into spending quality time.
A common time management problem is losing too much time tracking time spent and therefore achieving the opposite of what it should do.
But imagine using YNATB as a flexible calendar or having a calendar interface.
The only difference to a calendar: You don't want to have any empty spaces in between your appointments.