I'm paid weekly and budget weekly (budget only what I have). I also have a credit card debt that I'm trying to get rid of, which I would also like to contribute to on a weekly basis. This debt was incurred post my start with YNAB, so I don't have a pre-YNAB debt category. I do have pretty much the same thing though. I have a category called 'Credit Payments' which has a negative balance set to roll into the next month's category. I use this category to budget payments in the exact same way as the pre-YNAB debt category, only it's named differently.
The problem is that my credit card is an on budget account (I still use it to pay for things) and therefor payments are not registered as outflow, only transfers. This leaves me with the problem of my budget showing that I can still move money out of the payments category to somewhere else and subsequently spend it. But in reality, it's gone, as a payment back to my bank - at least this is how I'd really like to treat it.
I've read all the support articles and watched the videos, but nowhere could I see any mention of handling more than one payment per month. Of course, I could just budget into the category and wait till the end of the month to pay it, but I don't want to do this for two reasons. The main reason is that if I have the money, there's a chance I'll spend it on something unnecessary. The second reason is that by paying earlier I can potentially save a few bucks on interest.
Any tips or tricks you guys are using for this?